Best of all, the STXAX costs an initial investment of only $500, with additional investments of $50.

That’s a cheap investment for a safe haven portfolio. The munibond fund has been up 4.9% over five years annualized…

Ann Sosnowski

Editor, Safe Haven Investor

Put Your Name on the “Free Money” Payout Roster!

According to our informal research, nine out of 10 Americans have never heard of the “13F Distribution Plan.” Yet, those who do know about it are collecting a small fortune.

Get all the information here, and take a look at sme of the amazing payouts our readers have already received…

Source: Time to Buy Munibonds?

Even the big moneymakers on Wall Street get scared when the market declines. And even they hedge their bets using a strategy that you can employ yourself.Richard Snow, of Snow Capital, whose All-Cap Value Fund has averaged 20.25% a year since it opened in 1992, holds over 280,000 shares in the hedging strategy I’m about to reveal to you.

And John Keeley, who’s averaged gains of 16% per year from 1993 to 2007, put his money down on 15,000 shares of what I like to call the Falling Market Profit Plan.

See, the bears are winning the fight these days. The Dow Jones Industrial Average, the S&P 500 and the Nasdaq are all down roughly 16% since October 2007. In the same time frame, major market hedges like commodities are gaining. Gold has been on an eight-year run, returning 233% at its high. Oil has increased 1,300% since 1998.

Any time prices run high for these hedges, there’s talk about a bubble that is followed by talk about when it’ll burst. And for normal investors, once the speculation starts on these commodities, buying at reasonable prices can be tough.

And sometimes it’s too expensive for the big guys, too. Which is why they crafted their own, cheaper systems for hedging market risk. They made sure that no matter what side of the market they’re on they’ll make money.

Going Super Short

According to the chairman and CEO of one of the most successful examples of the Falling Market Profit Plan, which has raised more than $16 billion since June 2006, “Our growth has been driven by declining markets and predictions of worse to come. Investors want protection.”

Even the financial outlets are getting in on this. They say that the Falling Market Profit Plan gives you “twice the protection for your hedging dollar” and that it’s “great at guarding against a decline in the general market or a specific sector.”

Marketocracy and the M100 (NASDAQ: MOFQX), its list of the 100 best-performing online investors right now, recently put their money into this little-known investment, prompting Forbes to comment that they’ll “profit doubly as [the market] continues to decline.”

Contrary to what you may be thinking, I’m not suggesting buying puts. I’m sure you’re aware of ye olde metaphor… Buying put options on the stocks you’re holding is like buying insurance for your car because you hope you don’t have to use it.

Times are different. Today, you want hedging to be a vital part to your portfolio… and you want that insurance to return more than you put into it. After all, from the looks of the market, we could see another drop of at least 18% on all the major averages.

You could make twice as much as that, though, through an instrument that smart money managers use to protect themselves. You too can skim money from their own institutional hedging plan.

Let me explain…

Buy When Everyone Says Sell

The Falling Market Profit Plan represents an inverse way to trade the market. Essentially, when the market declines, the price of this index moves the same amount.

But if you double down, it will increase twice as much as the market falls.

Gone are the days of shorting specific stocks or buying puts on indexes, which can become pricey. By buying shares of one index, you’ve hedged your stock bets.

Not only can you hedge against the market, but you can also hedge against specific industries. If, for example, you have a lot of tech stocks that you want to hold onto for the long term, you can also buy a double-down opportunity on the tech sector to make more than what you’re losing on your long-term holdings.

I’m sure you wouldn’t argue with that. While the Nasdaq has fallen 17% since October, investors in this plan could have made 31% in the first quarter of 2008.

These are in no way long-term investment opportunities. Simply, it’s a short-term way to beat Mr. Market while stocks take a bit of a dive.

Death Cross Trader subscribers are already making money on the sidelines with their Falling Market Profit Plan.

Your Personal Falling Market Profit Plan

Back in April, I told Death Cross Trader subscribers that the market would take a major tumble.

I suggested two major ways to hedge against this fall. They could simply invest a bit of cash in the Falling Market Profit Plan… or double down on a supercharged opportunity.

So far, we’ve hit a high profit of 9% on the Falling Market Profit Plan — and even more on our supercharged investment.

Learning all about the Falling Market Profit Plan could make you at least 16% gains while hedging the rest of the stocks in your portfolio. Volatility could push those gains even higher…

And our secret supercharged option on the Falling Market Profit Plan could return more than 57% in 30 days…

You have to admit, those are pretty good gains to cover the losses you might incur in the short term on your long-term stock portfolio.

By joining Death Cross Trader today, you’ll receive the free report I’ve already put together called “Buy When Everyone Says Sell.” It’ll tell you all you need to know about the Falling Market Profit Plan, along with the best strategy to hedge your bets just like the big money managers.

Ann Sosnowski

Editor, Death Cross Trader

Source: Buy When Everyone Says Sell

It’s a secret index that trades the opposite of the market. If the market goes down, it goes up… by at least twice as much.

We bought this secret index back in April, and today we’re up 9%… while the S&P dropped only 2.7%!

It’s a perfect hedge for your stock portfolio. I expect the S&P to drop to at least 1,219, a loss of 8% on the major market.

Learning all about the Falling Market Profit Plan could make you at least 16% gains while hedging the rest of the stocks in your portfolio. Volatility could push those gains even higher…

And our secret supercharged option on the Falling Market Profit Plan could return more than 57% in 30 days…

Ann Sosnowski

Editor, Death Cross Trader

*** Test-drive this cutting-edge service for eight months, free of charge!

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Source: The Falling Market Profit Plan

Not only is he forecasting higher and higher prices for black gold, but he’s also putting money into new oil companies.

According to the 13F Disbursement Plan, Pickens just bought Sandridge Energy Inc. (SD:NYSE) in the first quarter of 2008. It just went public in late 2007.

So far, it’s been on a solid run, returning an 83% gain in only four months. But it’s still cheaper than the major oil companies like BP and Exxon Mobil.

Sandridge is based in Oklahoma. It looks for natural gas and oil reserves in Texas and drills for other companies. It also provides CO2 to third-party oil recovery projects.

After an initial buy in the first quarter of 2008, I anticipate Pickens buying more and more of this oil company at its still low price of $55 per share. The safest way to invest in oil is to follow Pickens’ picks… especially since this expert says oil is going to $150, far from its current level near $130 per barrel.

Ann Sosnowski

Editor, Safe Haven Investor

U.S. Government Unlocks $35 Billion in “Free Money” Payouts to American Citizens!

The “13F Disbursement Plan” offers you a fantastic wealth-building opportunity with very little risk. It’s safe, simple and, best of all, generates lots of income.

Read on and learn how you can get your share of “free money”…

Source: Follow T. Boone’s Oil Pickings!

Hawaiian Airlines (HE:NYSE) is a perfect example of a “free money” opportunity.

Richard Aster Jr., who runs both the Meridian Growth Fund and Value Fund, added more shares to his long-term position in HE stock. Aster has been buying up HE for years. He holds over 1.4 million shares, valued at $37.8 million.

All of a sudden, John Keeley entered the game. He added a brand-new position of almost 640,000 shares, which he bought for $14.3 million.

Since Wall Street started buying HE early in 2008, HE stock has jumped 22%.

If you were part of my 13F Distribution Plan, and privy to “free money” opportunities, you would have known about the big buys on HE stock. And you’d be up 11% already!

Rest assured that Richard Aster will not let this stock fail if he wants his fund’s average returns to stay in the double digits for clients.

At $50 per share, it’s still a strong buy for you. Its debt is one-third of its assets, and it has very good leverage. Not to mention an annual dividend yield of 4.6%!

Ann Sosnowski
Editor, Safe Haven Investor
Source: Money Managers Are Pumping Up This Airline Stock! 

See, this stock is part of the “13F Disbursement Plan.”

This government-issued plan lets you legally skim money from the cutthroat Wall Street firms who have gotten rich at the expense of ordinary investors like you.

What is the secret to this particular high-dividend stock? Well, two popular money managers have already put over $8.19 million into it since 2007. And they’re bound to buy more shares.

This practically guarantees profits as the big movers and shakers of Wall Street push the stock up and manipulate its price for their own good…. and for their own profit.

Well, now we’re taking their plan and turning it on its head. We’re not just skimming money from these managers… we’re gonna make 12.7% in annual dividends as well!

This also isn’t the only stock that’s being manipulated!

If you join the 13F Disbursement Plan today, you can learn about the other four stocks that Wall Street managers are pushing up for their own profits… and how you can get in on the ground floor of these exciting, safe investments.

Ann Sosnowski

Editor, Safe Haven Investor

U.S. Government Unlocks $35 Billion in “Free Money” Payouts to American Citizens!

The “13F Disbursement Plan” offers you a fantastic wealth-building opportunity with very little risk. It’s safe, simple and, best of all, generates lots of income.

Read on and learn how you can get your share of “free money”…

Take the above chart of Eli Lilly (LLY:NYSE).

On April 11, we saw weakness in LLY. Officially, it had failed to rise above long-term support. After trading flat, it was destined to fall. At that time, LLY traded for $52.37 per share.

So we shorted it. And sat patiently.

Seven trading days later, LLY reported earnings. They were good, but failed to meet analysts’ expectations. So LLY dropped $2.48 per share! The news backed up the technical picture.

By that time, LLY was trading around $49.05 per share. LLY stock had fallen 6.34%… but we made much more than that on a short play!

The power of Death Cross Trader gives you the ability to make 10 times your money on a stock’s fall. Very easily, readers of Death Cross Trader made gains of 58% on LLY’s 6.34% drop.

If you don’t want to take my word for it, just listen to DCT subscriber D.H.

He wrote in to say that he “entered the LLY play 10 cents higher but still made a nice profit and I have made back the cost of your service and more in only 2 weeks!”

With a recession in place and stocks continuing to fall from historic highs, it’s time to learn how to double your money in a matter of days, or even triple your money in a month by betting against the biggest stocks on the market.

Ann Sosnowski

Editor, Death Cross Trader

*** Your chance at Triple-Digit Gains in just six weeks…

This is the hottest new research service to hit the market. It’s already had 15 recommendations return 100% gains in just seven month’s time!

Those who get in NOW can expect to receive triple-digit winners each and every month! The only question is: Will you be one of them?

Read on to find out…

Wachovia Corp. (WB:NYSE), one of the largest banks in America, reported a large “unexpected loss” recently. And the main problem? Bad California home loans.

I hope they were joking when they used the word “unexpected.” Unless you’ve been living under a rock, you know that the housing earthquake is still sending out pockets of seismic activity.

As Soon As Possible

Like a post-modern movie plot, America’s economic big picture is deeper and darker than most realize. It’s only going to get worse.

The IMF (International Monetary Fund) thinks the credit crisis could cost up to $1 trillion. Banks have already written down nearly $250 billion in assets to date.

The IMF bluntly cautions banks to keep taking write-downs “as soon as reasonable estimates of their size can be established.”

In other words: Nip it in the bud ASAP.

The Consumer’s Movie Role

The bank write-downs include lots of consumer debt gone bad. You can blame the banks for giving out frivolous loans, or you can blame individuals for biting off more than they can chew. But regardless of who’s to blame, the American Bankers Association reports that the bad consumer debt problem is the worst it’s been since 1992.

Overdue bank-card accounts have increased 20 basis points to 4.38% in the recent quarter. Late payments for car loans (which count for two-thirds of fixed balance consumer loans) are on the top of the list. And exposed firms, like American Express Company (AXP:NYSE) and Capital One Financial Corp. (COF:NYSE), have doubled their cash reserves for bad debt.

Paying credit card bills is taking a back seat to necessities like gas and food and heat. While wages have increased 3.6%, prices have jumped more than 4% over the past year.

Unemployment isn’t helping, either. In March, 80,000 jobs were cut, continuing a trend of consecutive job losses.

According to Merrill Lynch, U.S. families now spend more on debt service than they spend on food (even as food is getting more expensive).

Unemployment, credit crunch, housing crisis, inflation, high gas prices… These all lead to one dirty little word: recession. The evidence is hard to dispute.

Resisting Temptation

Consumers are now faced with the challenge of saving as much as possible and spending more frugally. As a result, they are visiting thrift and discount stores more often, and generally looking for ways to cut back.

Starbucks, for example, is aware that people won’t keep paying $4 for a specialty cup of joe. Instead they are switching to lower cost competitors like McDonald’s and Dunkin Donuts. So Starbucks is focusing on making its regular brew better, and has even talked about bringing out a $1 cup of coffee to compete.

Meanwhile, discount store Family Dollar (FDO:NYSE) is “adjusting to its shoppers’ greater reliance on basics during an economic downturn” by focusing on foodstuffs and getting rid of some of its fashion merchandise.

The bottom line is, monetary constraint is here to stay, at least for a while… including resisting the temptation to make frivolous purchases.

Building a Recession-Proof Portfolio

At Diligent Investor, we’re well aware of the perils of the current market. Many investors’ hopes have been dashed. And some even think it might be worth just pulling out all their money and waiting.

In our opinion, the downturn is far from over. All these factors are affecting the market. The credit crunch and the dollar crisis have yet to reach their apex.

At Diligent, our top strategy is to build a recession-proof portfolio — one full of companies that have solutions to the country’s economic woes. For instance, last month we looked at a low-priced discount retailer that made it through the last recession with triple-digit gains, even as the rest of the market tanked.

Holding a position in a rainy-day retailer is one way we’re combating the credit and cash flow crunch. Now I’d like to tell you about another…

From Consumers to Banks

Individual credit defaults add up to countless billions. If consumers can’t pay back the loans, the banks lose money. So who is going to help the banks?

When banks announce write-downs, they are admitting they don’t plan on receiving any payment for the loans gone bad. Banks are shrugging their shoulders, claiming the losses on taxes and getting them out of sight.

So where do all those writed-owns go? What happens to all that bad debt?

A big chunk of it goes straight into the hands of a company I’ve profiled in the latest Diligent Investor issue.

This company is a sort of life preserver for the banks. The company buys debt portfolios at a serious discount — often pennies on the dollar — to take them off the banks’ hands. Then they use an elite force of call centers to try to collect full or partial payments on the debts over the course of seven years. The company often earns up to three times what it paid for the defaulted debt. (Not a bad rate of return.)

Saving the Banks’ Hides

With this recommendation, we’re giving credit where credit is truly due: to a company that will safely and quietly absorb the banks’ big problems, and profit nicely while doing so.

This debt company is an integral building block for a recession-proof portfolio… and will end up a very good long-term investment. It will carve more and more profits from more and more bad debt over time.

I just released this new recommendation to Diligent Investor subscribers. So if you choose to join us now, you’ll be on the road to having your own recession-proof portfolio with this rock-solid debt solutions company.

That’s because DCT circles the market like a vulture. We wait for vulnerable stocks to show signs of failure at short-term highs, and then fully exploit their downside potential.

This “vulture” strategy is working pretty well so far. Year-to-date, Death Cross Trader has closed 10 out of 15 positions at a gain. That’s an accuracy rating of 66.7%!

On a cumulative basis — taking into account both winners and losers — you could have made gains of 243% during the first quarter of 2008 with Death Cross Trader.

If you average that over three months, it’s 81% gains per month, while the entire market fell!

We even managed to get a triple-digit winner, making 119% on the drop of FedEx Corporation (FDX:NYSE). Some other big moneymakers included 68% on Texas Instruments (TXN:NYSE) and a whopping 40% gains in only two days on AMR Corporation (AMR:NYSE).

Death Cross traders are loving it! And I mean that literally. Subscriber D.J. just wrote in to say, “I love your newsletter!”

Subscriber A.E. dropped me a note after our recent gains to say, “Amazing. Just using your service is making me money. Keep up the good work.”

And subscriber P.G. just made “a quick $800” on our last recommendation!

These are people just like you, making substantial gains by playing the downside of the market. And from the looks of it, the weakness in stocks is far from over…

While the markets have been rallying to kick off the second quarter, I suspect the enthusiasm could be shortlived. Technically, the name of the game is a final push toward the indexes’ 200-day moving averages.

This is a customary move in a falling market… Consider it a last chance to take any gains off of the table before the real drop starts.

There’s no doubt in my mind that we’ll continue to see a major breakdown in the market. My money is on Dow 10,216 (at least!), a Nasdaq valued at 1,750 and an S&P at 1065.

In that kind of climate, you better be holding some strong recession-proof stocks… or playing along with the successful downside positions you’ll find in Death Cross Trader.

See, playing penny options can be one of the best ways to capitalize on downside moves in distressed stocks.

Here’s a simple example: What if you were alerted through a simple e-mail in October 2007 that Citigroup Inc. (C:NYSE) was about to get whacked?

The simple course of action would be to buy a put option on Citigroup stock. For example, you could have bought the Citigroup June 2008 42.5 Puts (C RV) in October for $4.75 per contract.After a massive 52% fall on Citigroup stock, those penny put options contracts are trading for $21.15 per contract — a gain on your end of 345%!

Here’s the secret: These kinds of opportunities are flooding the market these days.

In fact, Death Cross Trader makes these kinds of triple-digit gains regularly. Over the last seven months, Death Cross Trader subscribers have been able to make 279%, 224% and even 207% gains in only 40 days’ worth of holding time.

And even better, at Death Cross Trader we do all the work for you. We alert you with our technical research when a specific stock is going to fall, and even tell you the best penny option that will capitalize on that downside move.

What better strategy can you employ in a time when all major American benchmark indexes are continuing to fall in value?