Bernanke says we can “break the back of this thing”… but issues gloomy forecast for 2009…Three recession rules for the small-cap investor…Chris Mayer’s argument for gold stocks, with a compelling chart to boot…Dan Denning passes on “the most disturbing story of the day”…New bill for hammered homeowners, $50 billion yesterday, $275 billion today…Plus, a sad sign of the times, how to delay foreclosure with one simple request…