In 2006, we found the perfect income investment. Westshore Terminals sits at the end of a long spit in the waters just south of Vancouver. Trains originating from the coal mines of Canada dump their cargo onto company property. Westshore then sorts the coal and loads it onto ships bound for the world’s steel mills. That’s it.

Walk less than a mile from my mother’s home in South Africa’s lush Eastern province of Kwa-Zulu Natal and the smell of curry will never be far away. There are more than a million Indians in South Africa. Many South African Indians are descendants of labourers. Most came in the mid-19th century to work the sugar farms…and of course the coal mines!