No Credit… No License… No History? No Problem? Even before our current mortgage meltdown, most banks would never touch a prospective customer with any one of the above issues, let alone all three. But there’s one bank in a quiet little corner of Pennsylvania that’s made thousands of loans – all to customers who have no credit history, zero credit scores, no drivers license and nothing beyond an eighth grade education.

Crude oil prices will likely remain low in the short term. Supply cuts will not keep pace with demand destruction in the near future. And that could send gas prices below $1 a gallon by Easter, says David Fessler. He gives two ways investors can turn their savings at the pump into big profits.

Investors should prepare for a “green friendly” government says David Fessler. One of Obama’s first steps will be to make American homes and offices more energy efficient. And that means big gains for three companies directly involved in producing energy saving devices…

The US may be the world’s biggest economy, but it is lagging way behind in broadband penetration. President-elect Obama wants to change that, bringing broadband to all communities. David Fessler provides seven ways to profit from this “gargantuan” infrastructure upgrade.

We all know about the challenges Barack Obama faces as President elect. But David Fessler says he also has an incredible opportunity to “turn the recession ship around.” David selects seven companies in the infrastructure and clean energy sectors that will profit most from an Obama ‘New Deal’.

President Elect Barack Obama promises to rebuild America “calloused hand by calloused hand.” David Fessler says Airgas Inc. (NYSE:ARG) is an great way to play an infrastructure boom. The company is the largest manufacturer and distributor of industrial, medical and speciality gases in the country. It’s business is well insulated from the economic slowdown, and it just hiked its dividend payment by 33%.

David Fessler says WW Grainger (NYSE:GWW) is a great way to protect your portfolio by investing in infrastructure. The company literally provides the nuts and bolts for businesses and public institutions throughout America.

Amid the real estate market woes, reverse mortgages are a hot product says David Fessler. He says they offer older investors a chance to earn monthly income while they wait for the housing market to stabilize. Just don’t be fooled into thinking this isn’t another form of debt…

The garbage industry is about as recession-proof as you can find, says David Fessler. People won’t stop taking out the trash in a downturn. David says the Market Vectors Environmental Services ETF (AMEX: EVX) is a great way of investing in the sector, and is a bargain right now. For a specific company pick, he recommends Clean Harbors (NASDAQ: CLHB), which treats hazardous waste.

The crisis on Wall Street has effectively stopped funding for alternative energy projects.

But an even bigger problem has been the coming expiration of energy tax credits for the manufacturing, production and use of alternative energy systems and devices at the end of 2008. This situation has now changed with the $18 billion Renewable Energy and Job Creation Act of 2008.

David Fessler at Investment U says three alternative-energy ETFs should see “big moves” in the remainder of 2008 and in 2009 on the back of the bill.