Being in the right place at the right time is far more important than brains. Luck provides better investment returns than talent. Too bad. Because our luck seems to be running out.

Billionaire investor George Soros has told Congress that the oil market is “a bubble in the making.”

“You hear it everywhere in the press… ‘Oil is in a bubble and it’s all down to speculators driving up the price,’” says Garry White in his Garry Writes newsletter.

“But I’m telling you now, they are all wrong. The real driver of the price of oil is supply and demand. Long-oil speculation is not rising – it’s actually falling.

What you’re looking at below is a chart of the gold-to-oil ratio. The gold-to-oil ratio is exactly what it sounds like. You simply take the spot price for an ounce of gold — around $900 per ounce as of this writing — and divide it by the price of a barrel of oil.

Naturally, the auto industry has to downshift. Not only because gasoline is so expensive, but also because the average household is struggling to pay its other bills too. After it pays the interest on its debt, it has less left over than ever before.

2007, John Paulson made £3.7 billion in the US markets while nearly other every investor lost their shirts. Well right now there’s a way you can get in on his next move… and all it takes is a small investment in one simple stock. Let me explain…