Here’s an interesting credit crisis byproduct: The 50 million current Social Security recipients probably won’t see any extra SS income until 2012. In fact, millions on the government dime might see their monthly checks shrink.

Red ink flows…  Japan suggests diversification for their reserves…  Commodity currencies rebound…  Data galore for the rest of the week… And Now… Today’s Pfennig!

Should U.S. debt still garner a AAA? One agency shows first signs of downgrade… Alan Knuckman offers “the most important indicator” in today’s market… Chris Mayer’s pair trade “the financial crisis will not undo”… Obama’s latest intervention… how the government plans to fix the derivatives market… A tech industry Patrick Cox says “you want to own” right now

How many times have you looked at a stock chart and thought, If only I had bought shares five years ago? If we all had time machines, we would be millionaires. But we have not had the luxury of playing Monday morning quarterback with our investments. Until now, that is…