Two distinct groups of investors have emerged since the U.S. stock market rally began in early March. Initially overly cautious and smug in their desire to protect themselves, the first group of investors were convinced the rally was going to sputter and stall. It hasn’t, and 57% later these investors now believe they’re getting left behind, so they’re piling into the key indices in effort to make up lost ground.

For two decades, the Japanese economy has been dead as a doornail – in spite of hefty Japanese consumer savings. Why?

Another of our favorite underground investors Whitney Tilson of T2 Partners is sounding the alarm on US Treasurys. He is also pessimistic about retail investors beating the market on their own.

Naturally, most investors are hoping that the current stock market rally will hold and we’ll embark on another bull run. But what if it doesn’t?

Dr. Scott Brown of Investment U says. “It seems we’ve been talking about bottoms and whether we reached it yet for quite some time.”