Banks aren’t getting out of the TARP as easy as they got in. According to Bloomberg, the feds have demanded that banks “raise specific amounts of new capital before repaying taxpayer funds, applying a more stringent assessment than the stress tests in May.”

Even if Ben Bernanke is right about the stress tests truly reflecting the “financial conditions” of the banks, it doesn’t matter much. Banks themselves are still worried that they won’t get paid back on old loans.

Although we’re still in the middle of the worst financial crisis in decades, a few select banks are positioned to make a boatload of profits. And if you pick the right ones, gains of 100% or more are easily within reach.

In the currency market, the dollar slipped against the euro. Late Monday, the euro was trading at $1.5491 vs. $1.5424 on Friday.