Help is coming for 9 million overtaxed, indebted sods — so goes the jingle from our newest president of these United States.

Welcome to the most crucial period in American financial history. And the only persons who warned us about it first are the very same our government just took out of commission: the short seller. How’d they do it? Was it really an overnight blow? Nope, not at all. They eased us into it. Giving us comment periods only after they, the honorable Senators, in concert with the SEC and Hank Paulson, “acted.”