Two distinct groups of investors have emerged since the U.S. stock market rally began in early March. Initially overly cautious and smug in their desire to protect themselves, the first group of investors were convinced the rally was going to sputter and stall. It hasn’t, and 57% later these investors now believe they’re getting left behind, so they’re piling into the key indices in effort to make up lost ground.

Is it possible to save and even grow your money in the midst of the worst financial crisis since the Great Depression? William Patalon from Money Morning believes so.

And in his first installment of a new series, he shows you exactly how you can do that with low-minimum mutual funds.